This policy covers how ZRA treats personal information
that ZRA collects and receives, including information related
to your past use of ZRA products and services. Personal
information is information about you that is personally
identifiable like your name, address, email address, or
phone number, and that is not otherwise publicly available.
This policy does not apply to the practices of companies
that ZRA does not own or control, or to people that ZRA
does not employ or manage.
Information Collection and Use
General
ZRA collects personal information when you register with
ZRA, when you use ZRA products or services, when you visit
ZRA pages or the pages of certain ZRA partners, and when
you enter promotions or sweepstakes. ZRA may combine information
about you that we have with information we obtain from business
partners or other companies.
When you register we ask for information such as your
name, email address, birth date, gender, zip code, occupation,
industry, and personal interests. For some financial products
and services we may also ask for your address & Social
Security number. Once you register with ZRA and sign in
to our services, you are not anonymous to us.
ZRA collects information about your transactions with
us and with some of our business partners.
ZRA automatically receives and records information on
our server logs from your browser, including your IP address,
ZRA cookie information, and the page you request.
ZRA uses information for the following general purposes:
to fulfil your requests for products and services, improve
our services, contact you, conduct research, and provide
anonymous reporting for internal and external clients.
Information Sharing and Disclosure
ZRA does not rent, sell, or share personal information
about you with other people or nonaffiliated companies
except to provide products or services you've requested,
when we have your permission, or under the following circumstances:
We provide the information to trusted partners who
work on behalf of or with ZRA under confidentiality
agreements. These companies may use your personal information
to help ZRA communicate with you about offers from ZRA
and our marketing partners. However, these companies
do not have any independent right to share this information.
We respond to subpoenas, court orders, or legal process,
or to establish or exercise our legal rights or defend
against legal claims
We believe it is necessary to share information in
order to investigate, prevent, or take action regarding
illegal activities, suspected fraud, situations involving
potential threats to the physical safety of any person,
violations of ZRA's terms of use, or as otherwise required
by law.
We transfer information about you if ZRA is acquired
by or merged with another company. In this event, ZRA
will notify you before information about you is transferred
and becomes subject to a different privacy policy.
ZRA displays targeted advertisements based on personal
information. Advertisers (including ad serving companies)
may assume that people who interact with, view, or click
on targeted ads meet the targeting criteria - for example,
women ages 18-24 from a particular geographic area.
ZRA does not provide any personal information to the
advertiser when you interact with or view a targeted
ad. However, by interacting with or viewing an ad you
are consenting to the possibility that the advertiser
will make the assumption that you meet the targeting
criteria used to display the ad.
ZRA advertisers include financial service providers
(such as banks, insurance agents, stock brokers and
mortgage lenders) and non-financial companies (such
as stores, airlines, and software companies).
Cookies
ZRA may set and access ZRA cookies on your computer.
Advertisers or other companies do not have access to
ZRA's cookies.
Your Ability to Edit and Delete Your
Account Information and Preferences
You can edit your ZRA Account Information, including your
marketing preferences, at any time.
New categories of marketing communications may be added
to the Marketing Preferences page from time to time. Users
who visit this page can opt out of receiving future marketing
communications from these new categories or they can unsubscribe
by following instructions contained in the messages they
receive.
We reserve the right to send you certain communications
relating to the ZRA service, such as service announcements,
administrative messages and the ZRA Newsletter, that are
considered part of your ZRA account, without offering you
the opportunity to opt-out of receiving them.
You can delete your ZRA account by visiting our Account
Deletion page.
Confidentiality and Security
We limit access to personal information about you to employees
who we believe reasonably need to come into contact with
that information to provide products or services to you
or in order to do their jobs.
We have physical, electronic, and procedural safeguards
that comply with the Data Protection Act to protect personal
information about you.
Your ZRA Account Information is password-protected.
In certain areas ZRA uses industry-standard SSL encryption
to protect data transmissions.
Changes to this Privacy Policy
ZRA may update this policy. We will notify you about significant
changes in the way we treat personal information by sending
a notice to the primary email address specified in your ZRA
account or by placing a prominent notice on our site.
ZRA Publishing is the trading name of AmarCo International
Limited, a company registered in England and Wales under number
3494215 whose registered office is at 6, Ritherdon Road, London
SW17 8QD and which is registered with the Data Protection
Registrar under number Z6485561
You may contact the Data Controller via the form on our contact
page
